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Member Rates

Our Deposit, CD & Loan rates!

Deposit Accounts*
Rates effective as of 6/26/2023
Account Type Rate APY**
Regular Shares 0.10% 0.100%
IRAs 0.25% 0.250%
Share Drafts 0.01% 0.010%
Money Market Account
Under $25,000
Under $50,000
Under $100,000
Over $100,000

0.75%
1.00%
1.25%
1.50%

0.75%
1.00%
1.25%
1.50%
Christmas Club 0.20% 0.200%
Vacation Club 0.20% 0.200%
*Rates subject to change at any time.

**APY (Annual Percentage Yield) based on the assumption that minimum balances and other requirements are met. Regular Share, Special Share, and Kids Klub rate dividends are compounded quarterly. IRA, Share Draft, Money Market, Christmas Club, and Vacation Club rate dividends are compounded monthly.

Certificate of Deposit*
Rates effective as of 2/17/2025

Minimum Deposit: $500.00
Certificate Type Rate APY**
6 Months 1.75% 1.75%
12 Months 2.25% 2.25%
18 Months 2.50% 2.50%
24 Months 2.75% 2.75%
30 Months 2.75% 2.75%
3 Years 3.00% 3.00%
4 Years 3.00% 3.00%
5 Years 3.00% 3.00%
$50.00 minimum balance is required in share account to open certificate account

A penalty will be applied for early withdrawal.

Payday Certificates are available. Minimum deposit is $100.00 and a total monthly deposit of $100.00 is required through payroll deduction.

*Rates subject to change at any time.
**APY=Annual Percentage Yield.

Loan Rates
Rates effective as of 2/17/2025
Type of Loan Terms and Conditions Rate
Signature From 6 months up to 48 months 11.24% - 17.99%*
Visa Revolving 7.99% - 17.99%*
New Auto/Truck 2025 - Up to 84 months 6.25% - 16.99%*†
Used Auto/Truck 2019 - 2024 - Up to 72 months
2016 - 2018 - Up to 60 months
2015 and older - Up to 36 months
6.50% - 16.49%*†
6.75% - 17.49%*†
7.00% - 17.99%*†
*Rate is based on credit performance, loan term, and PFCU discounts.

† .25% Deduction with new checking account with Direct Deposit

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2290 Rosa L. Parks Blvd., Nashville, TN 37228
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Parthenon Federal Credit Union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.