Member Rates

Our Deposit, CD & Loan rates!

Deposit Accounts*
Rates effective as of 6/26/2023
Account Type	Rate	APY**
Regular Shares	0.10%	0.100%
IRAs	0.25%	0.250%
Share Drafts	0.01%	0.010%
Money Market Account Under $25,000 Under $50,000 Under $100,000 Over $100,000	0.75% 1.00% 1.25% 1.50%	0.75% 1.00% 1.25% 1.50%
Christmas Club	0.20%	0.200%
Vacation Club	0.20%	0.200%
Rates subject to change at any time. *APY (Annual Percentage Yield) based on the assumption that minimum balances and other requirements are met. Regular Share, Special Share, and Kids Klub rate dividends are compounded quarterly. IRA, Share Draft, Money Market, Christmas Club, and Vacation Club rate dividends are compounded monthly.

Certificate of Deposit*
Rates effective as of 6/26/2023 Minimum Deposit: $500.00
Certificate Type	Rate	APY**
CD Special: 6, 9, or 12 Month Term (new money)	5.00%	5.00%
6 Months	1.75%	1.75%
12 Months	2.25%	2.25%
15 Months (new money)	4.80%	4.80%
18 Months	2.50%	2.50%
24 Months	2.75%	2.75%
30 Months	3.00%	3.00%
3 Years	3.25%	3.25%
4 Years	3.50%	3.50%
5 Years	4.00%	4.00%
$50.00 minimum balance is required in share account to open certificate account A penalty will be applied for early withdrawal. Payday Certificates are available. Minimum deposit is $100.00 and a total monthly deposit of $100.00 is required through payroll deduction. Rates subject to change at any time. *APY=Annual Percentage Yield.

Loan Rates
Rates effective as of 9/21/2023
Type of Loan	Terms and Conditions	Rate
Signature	From 6 months up to 48 months	11.24% - 17.99%*
Visa	Revolving	7.99% - 17.99%*
New Auto/Truck	2023 - Up to 84 months	7.25% - 16.99%*†
Used Auto/Truck	2016 - 2022 - Up to 72 months 2013 - 2015 - Up to 60 months 2012 and older - Up to 36 months	7.50% - 16.49%† 7.75% - 17.49%† 8.00% - 17.99%*†
*Rate is based on credit performance, loan term, and PFCU discounts. † .25% Deduction with new checking account with Direct Deposit